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Exploring Finland by car is a fantastic way to immerse yourself in its stunning landscapes and experience the ease of its well-maintained roads.
But as a US traveler, you might be wondering:
  • Can I use my US driving license in Finland?
  • What are the insurance options for rentals?
  • What is the typical cost of hiring a car in Finland?
  • Is it permissible to return the rental car at a different location?
  • What unique traffic rules does Finland have?

This guide provides all the essential details and tips necessary to navigate car rentals during your trip to Finland, ensuring a smooth and enjoyable driving experience. Refer to the summary table for a handy quick reference at the end.

Can US Citizens Drive in Finland?

Yes, US travelers can legally drive in Finland with the proper documentation. Age restrictions and additional document requirements may apply.

  • Form of ID:

    A valid passport is required for foreign renters.

  • Driving licence:

    Accepted driving licence include:
    • Original driving licence + International Driving Permit (IDP)
    • EU/EEA Driving License
    • Original Driver's License in Roman Alphabet

    Notes: Please note that an International Driving Permit (IDP) is only a translation. You must present your original driving licence with the original IDP at the counter. EU/EEA driving licenses are valid for car rental across the EU/EEA, as well as in Switzerland and the United Kingdom.
  • Accepted cards:

    Physical credit cards in the full name of the main driver are required. Accepted credit cards include Visa, MasterCard, Diners Club, and AMEX.

  • Age requirements:

    The minimum age to drive is 18, and the maximum age is 80. Some rental companies may have different age restrictions or additional fees for young drivers.

Ready to Rent?

Requirements may vary between rental companies. Always confirm details when booking.

Check Rates

Which Car Rental Companies Are Best?

Explore trusted global chains and local options for car rentals in Finland, offering services tailored to your travel needs.

Global Chain Companies

Local Brands

  • Europcar

    global
    8.5

    Locations:

    280

    Prices:

    $$

    Key Advantages

    • Wide network of locations
    • Flexible rental options
    • Self-service kiosks
    • Comprehensive insurance packages

    Best for

    Leisure travelers and corporate clients
  • GREEN MOTION

    global
    8.5

    Locations:

    66

    Prices:

    $-$$

    Key Advantages

    • Focus on sustainability
    • Wide range of economy and hybrid vehicles
    • No hidden fees
    • 24/7 customer support

    Best for

    Budget-conscious travelers and eco-friendly choices
  • Hertz

    global
    8.5

    Locations:

    294

    Prices:

    $$$

    Key Advantages

    • Largest fleet in USA
    • Premium vehicle selection
    • Gold Plus Rewards loyalty program
    • Express rental counters

    Best for

    Business travelers and premium vehicle needs
  • Alamo

    global
    8.5

    Locations:

    40

    Prices:

    $$

    Key Advantages

    • Great value for budget-conscious travelers
    • Easy online booking process
    • Convenient locations at airports and cities
    • Loyalty program for frequent renters

    Best for

    Leisure travelers and families
  • SIXT

    global
    8.5

    Locations:

    143

    Prices:

    $$

    Key Advantages

    • Wide range of vehicles to choose from
    • Competitive pricing
    • Excellent customer service
    • Convenient locations

    Best for

    Travelers seeking luxury and flexibility
  • Hertz

    global
    8.5

    Locations:

    292

    Prices:

    $$$

    Key Advantages

    • Largest fleet in USA
    • Premium vehicle selection
    • Gold Plus Rewards loyalty program
    • Express rental counters

    Best for

    Business travelers and premium vehicle needs
  • Keddy by Europcar

    global
    8.5

    Locations:

    163

    Prices:

    $$

    Key Advantages

    • Competitive pricing
    • Flexible rental options
    • Reliable customer service
    • Easy booking process

    Best for

    Budget-conscious travelers and families
  • Finn-Rent

    local
    8.5

    Locations:

    20

    Prices:

    $$

    Key Advantages

    • Flexible rental terms
    • Easy online booking
    • Local knowledge and support
    • 24/7 roadside assistance

    Best for

    Budget-conscious travelers and local tours
  • ADDCAR RENTAL

    local
    8.5

    Locations:

    29

    Prices:

    $-$$

    Key Advantages

    • Personalized customer service
    • Convenient locations
    • Quick and easy booking process
    • Local knowledge and expertise

    Best for

    Budget-conscious travelers and local rentals
  • Autounion

    local
    8.5

    Locations:

    116

    Prices:

    $$

    Key Advantages

    • Competitive pricing
    • Personalized customer service
    • Flexible rental terms
    • Wide range of vehicle options

    Best for

    Budget-conscious travelers and long-term rentals
Recommendations for US Travelers
Choose Global Chains If:
  • Prefer consistent service quality
  • Need cars available at multiple locations
  • Require 24/7 support during the trip
  • Plan to use loyalty programs or memberships
Choose Local Brands If:
  • Want more affordable options
  • Prefer unique and locally tailored vehicles
  • Focus on exploring specific regions in Finland
  • Comfortable with app-based pick-up and drop-off

How to Choose the Right Car?

Choosing the right rental car can make your trip more comfortable, safe, and enjoyable. Think about your travel group, the destinations on your route, and the type of driving you'll be doing. With QEEQ, you can compare multiple car types and policies to find the one that best suits your journey.

  • Seating and Luggage

    Consider your travel group size and luggage needs

    • Economy cars (2-4 people, 1-2 suitcases)
      Perfect for city driving and short trips

    • Compact cars (4-5 people, 2-3 suitcases)
      Good balance of space and fuel efficiency

    • Mid-size cars (5 people, 3-4 suitcases)
      Comfortable for longer distances

    • Full-size/SUV (5-7 people, 4+ suitcases)
      Ideal for families and group travel

  • Transmission Type

    Choose between automatic and manual transmission

    • Automatic transmission
      Easier for city driving and traffic, more common in the USA

    • Manual transmission
      Often cheaper, better fuel economy, more control

    • Most Finnish drivers prefer manual transmission for road trips

    • Consider your comfort level with left-hand driving and gear types

  • Insurance Included

    Check what insurance coverage comes with your rental

    • Basic liability
      Covers damage to other vehicles and property, usually included

    • Collision Damage Waiver (CDW)
      Covers damage to your rental car, often optional

    • Theft protection
      Protects against car theft, may be included or additional

    • Personal insurance
      Check if your US insurance or travel insurance covers rentals

  • Cancellation Policy

    Understand booking flexibility and fees

    • Free cancellation
      Usually available up to 24-48 hours before pickup

    • Prepaid vs. Pay-at-counter
      Prepaid often cheaper but less flexible

    • Change fees
      Cost to modify dates, locations, or car type

    • Travel insurance
      Consider coverage for trip cancellations or delays

  • Mileage Policy

    Check distance restrictions and additional charges

    • Unlimited mileage
      Best for long road trips and cross-country travel

    • Limited mileage
      Cheaper daily rate but extra charges for excess miles

    • Consider your planned route distance and potential detours

    • Factor in mileage costs when comparing total rental prices

  • Fuel Policy

    Understand fuel requirements and costs

    • Full-to-Full
      Return with the same fuel level, most economical option

    • Full-to-Empty
      Pay upfront for a full tank, convenient but often more expensive

    • Same-to-Same
      Return with the same level as pickup, fair pricing

    • Pre-purchase fuel options
      Compare costs with local gas station prices

Quick Decision Guide

  • City Travel

    Compact/Economy car with manual transmission, full-to-full fuel policy

    Helsinki, Tampere, Turku
  • Road Trip

    Mid-size/Full-size car with unlimited mileage, flexible cancellation

    Lapland, Arctic Circle routes
  • Vacation

    Convertible/SUV with comprehensive insurance, prepaid fuel option

    Finnish Lakeland, coastal areas

Compare with Confidence on QEEQ

Don't settle for the first option you find. QEEQ makes it easy to compare car types, policies, and total costs from multiple providers. See all fees upfront, read real customer reviews, and choose the perfect car for your adventure.
  • Compare all car rental deals
  • No hidden fees
  • Real customer reviews
Check Rates

What Insurance Do I Need?

When renting a car in Finland, your rental agreement will generally include basic insurance, but additional coverage options are available for extra security. Understanding the types of insurance offered can help you make an informed decision.

Types of Insurance Coverage
  • Collision Damage Waiver (CDW)

    Covers damage to the rental car in case of an accident. This usually reduces your financial liability.

    $20-30/day
    Essential
  • Theft Protection (TP)

    Protects against the theft of the rental vehicle. Often comes with a deductible.

    $7-12/day
    Essential
  • Third-Party Liability Insurance

    Covers damages or injuries caused to other people or property while driving the rental car.

    Typically included
    Included
  • Personal Accident Insurance (PAI)

    Provides coverage for medical expenses and personal injuries for the driver and passengers.

    $6-10/day
    Optional
  • Super Collision Damage Waiver (Super CDW)

    Offers additional protection by reducing the deductible of the standard CDW.

    $15-25/day
    Optional
QEEQ's Complete Protection Solutions

Perfect for travelers who want comprehensive protection without the complexity. One price covers everything, and AXA's trusted network ensures reliable claims processing throughout Finland. Get comprehensive coverage online for about 50% less than counter rates.

Insurance Coverage Comparison
Coverage Feature
QEEQ Full Coverage
Basic Rental Company
Collision Damage Waiver

Fully Covered

$0.00 - $5,000.00
Theft Protection

Fully Covered

$0.00 - $5,000.00
Personal Accident Insurance

Fully Covered

Not Covered
Tire, Window, Mirror Damage

Fully Covered

Not Covered
Roadside Assistance

Fully Covered

Not Covered
Know more About QEEQ Full Coverage

How to Save Money Renting a Car in Finland

Renting a car in Finland can be an essential part of exploring the country, especially for travelers from the US. Here are some strategies to ensure you save money while enjoying the convenience of a rental vehicle.

Booking Tips for lower Prices
  • Reserve in Advance
    Booking your rental car at least 2-3 weeks before your trip can help you secure lower rates and a wider selection of vehicles.
    Save up to 20%
  • Compare Rental Platforms
    Use comparison websites like Auto Europe or Discover Cars to evaluate the best rates across various providers.
    Save up to 30%
  • Avoid Airport Pickups
    Rental cars from city centers or off-airport locations are often cheaper than airport rentals due to additional fees.
    Save $15-50 per rental
  • Refuel Before Returning
    Fill up the tank yourself before returning the car to avoid premium fuel charges by the rental company.
    Save $10-$20 per refill
  • Check for Hidden Fees
    Read the terms and conditions carefully to avoid unexpected charges like additional driver fees or insurance add-ons.
    Avoid extra $10-$25 daily fees
QEEQ's Money-Saving Features
  • Diamond Membership
    Save up to 20% on every booking - free trial available below.
    View Details
  • Price Drop Protector
    If your booked car price drops, QEEQ automatically rebooks it at the lower rate and refunds the difference to you.
    View Details
  • One-Dollar Freeze
    Lock in today's price with just $1 upfront and pay the rest later.
    View Details
  • Flexible Payments
    Pay with credit/debit cards or even cryptocurrency via BitPay.
    View Details

What Should You Pay Attention To?

Important considerations and potential issues to watch for when renting a car in Finland.

  • Driving Conditions
    Understand local driving rules and conditions.
    • Winter tires are mandatory during colder months.
    • Speed limits vary: 50 km/h in cities, 80 km/h on rural roads, and 120 km/h on motorways.
    • Use headlights at all times, even during the day.
    • Yield to pedestrians at crossings.
  • Rental Costs and Fees
    Be aware of potential extra costs not included in the base price.
    • Airport surcharge fees.
    • Additional driver charges.
    • Equipment rentals like GPS and child seats.
    • Insurance fees for collision or theft protection.
  • Vehicle Types
    Choose the right vehicle for your trip.
    • Compact cars are ideal for city driving and narrow roads.
    • SUVs are preferred for rural and winter conditions.
    • Electric cars are available but require planning for charging points.
  • Navigation and Traffic
    Ensure smooth travel by understanding navigation tools.
    • Google Maps is reliable for Finnish routes.
    • Traffic signs are generally in Finnish and Swedish.
    • Plan routes in advance, especially in remote areas.
  • Documentation and Requirements
    Ensure you have the necessary documents.
    • A valid U.S. driver's license is required.
    • An International Driving Permit (IDP) is recommended.
    • Keep your rental agreement and insurance details handy.
  • Fuel Policies
    Understand your rental company’s fuel policy.
    • Full-to-full policies are common.
    • Gas stations may not be open 24/7 in rural areas.
    • Keep receipts if required to prove refueling.
Remember

Being prepared and knowing what to expect can save you hundreds of dollars and prevent stressful situations. Take time to understand all terms and inspect your rental thoroughly.

What Are The Differences Between US and Finnish Traffic Rules

US and Finnish traffic regulations differ significantly in priority rules, road markings, speed limits, and alcohol tolerance. Some similarities include mandatory seat belt use and hands-free mobile requirements.

  • Right Turn on Red

    FI

    Not allowed at red lights unless explicitly permitted by signage.

    US

    Generally allowed after a complete stop unless prohibited by signage.

  • Winter Tires

    FI

    Mandatory during winter months (December to February).

    US

    No mandatory winter tire requirement, though some states recommend it.

  • Speed Limits

    FI

    Measured in kilometers per hour (kph), with lower limits compared to US standards.

    US

    Measured in miles per hour (mph), with generally higher limits.

  • Blood Alcohol Limit

    FI

    Strict 0.05% BAC limit.

    US

    Varies by state, generally 0.08% BAC limit.

  • Seatbelt Laws

    FI

    Mandatory for all passengers.

    US

    Mandatory for all passengers in most states.

  • Mobile Phone Use

    FI

    Hands-free operation only.

    US

    Hands-free operation only in most states.

  • Parking Rules

    FI

    Observe specific city rules, especially for residential zones.

    US

    Varies by city, with some color-coded curb rules.

  • Remember
    • • Always adapt to local traffic signs and signals.
    • • Carry your international driving permit along with your US license.
    • • Familiarize yourself with Finnish priority-to-right rules.
    • • Remember to adjust speed and driving style for winter road conditions.
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Frequently Asked Questions

Common questions for travelers from United States renting a car in Finland

Can I drive in Finland with my U.S. driver's license?

Yes. Your valid, state-issued U.S. driver's license is legally sufficient for driving in Finland for up to one year from your date of entry. The license must be in English.

Do I really need an International Driving Permit (IDP) for Finland?

While not strictly required if your U.S. license is in English, an IDP is highly recommended as it serves as an official translation. Some rental agencies may request it, and it can help in case of traffic stops, especially in rural areas.

What is the minimum age to rent a car in Finland?

The minimum age is usually 20 or 21, depending on the rental company and car class. Drivers under 25 often pay a young driver surcharge.

What documents do I need to show at the rental counter?

You will need your valid U.S. driver's license (held for at least one year), your passport, a major credit card in the main driver's name, and your IDP if you have one.

Can I rent a car in Finland with a debit card instead of a credit card?

Most rental companies require a major credit card for the security deposit. Debit cards are rarely accepted, so bring a credit card with sufficient limit.

Can my spouse or travel companion drive the rental car too?

Yes, but they must be registered as an additional driver at pickup, usually for an extra daily fee. All drivers must present valid licenses.

How long must I have held my driver's license to rent a car in Finland?

Most companies require you to have held your license for at least one full year. This rule is enforced strictly.

Is there an upper age limit for renting a car in Finland?

Generally, no. Unlike some European countries, Finland typically does not have an upper age limit for car rentals.

Where is the best place to book a rental car for Finland?

We recommend booking through a comprehensive platform like QEEQ, which offers competitive prices and allows you to compare various rental suppliers and vehicle options.

Is it hard to find automatic transmission cars for rent in Finland?

Automatic cars are less common and more expensive than manuals. They can get booked out quickly, especially in peak season. Book your automatic car well in advance.

What type of car should I rent for a winter trip to Lapland?

An SUV or AWD car is helpful but not strictly necessary, as all rentals have excellent winter tires. More important is choosing a car with good ground clearance and one you feel comfortable driving.

What is a Collision Damage Waiver (CDW), and is it included?

CDW reduces your financial liability for car damage but is not full insurance. It's usually included with a high deductible (€1,000–€3,000).

How can I reduce the high deductible on the CDW?

You can: 1) Buy Super CDW from the rental company, 2) Use your U.S. credit card's rental insurance (check with your issuer first), or 3) Buy third-party insurance, such as those offered through QEEQ.

Are there hidden costs I should watch out for when renting a car?

Yes. Watch for young driver fees, additional driver fees, one-way rental charges, cross-border fees, winterization fees (in winter), and airport surcharges.

What's the difference between gasoline and diesel at the pump in Finland?

Gasoline is called 'Bensiini' (usually labeled 95 or 98), and diesel is 'Diesel.' Pump colors may differ from the U.S., so always double-check the fuel type on your rental car's cap.

How much does gas cost in Finland compared to the U.S.?

Gas is much more expensive in Finland and is sold per liter (not gallon). Expect to pay 2–3 times the U.S. price.

Is it cheaper to rent from the airport or a city center location?

Airport locations are more convenient but often charge an airport surcharge. City center rentals can be less expensive, but may have fewer cars and shorter opening hours.

Do I need to pay a winterization fee if renting in summer?

No. Winterization fees apply only during winter months (typically October–April) for mandatory winter tires. You shouldn't be charged this fee in summer.

What is Theft Protection (TP) in car rental?

Theft Protection limits your liability if the rental car is stolen. It's usually bundled with CDW and also comes with a deductible.

Can I take my Finnish rental car to Sweden or Norway?

Usually yes, but you MUST inform the rental company in advance, pay a cross-border fee, and ensure the insurance is valid. Driving into Russia is almost always prohibited.

What should I inspect on the car before leaving the rental lot?

Take photos or videos of the car's exterior, check for scratches or dents, windshield condition, tire status, and confirm the presence of required safety equipment. Make sure all pre-existing damage is noted in your contract.

What is a 'full-to-full' fuel policy?

You receive the car with a full tank and must return it full. If not, the rental company will refuel at a much higher price and charge a service fee.

Where can I refuel near the airport before returning the car?

Use Google Maps or Waze to locate a gas station ('huoltoasema') near the airport before returning the car. Plan this stop ahead of time.

What happens if I return the car late?

You'll likely be charged for an extra day, often at a higher rate. Some companies offer a short grace period, but it's best to call ahead if delayed.

Can I return the rental car after hours?

Many larger locations offer after-hours returns with a key drop. You're responsible for the car until it's checked in next business day. Take photos of the car and fuel gauge as proof.

Is it necessary to rent a GPS from the car rental company?

No. Your smartphone with Google Maps or Waze is sufficient. Just make sure you have an international data plan or download offline maps for remote areas.

What is a one-way rental?

A one-way rental allows you to pick up the car in one city and drop it off in another. It's convenient for linear trips but usually incurs a significant one-way fee.

Do I need a toll pass for driving in Finland?

No. Finland has virtually no toll roads or bridges, so a toll pass is unnecessary.

Which side of the road do people drive on in Finland?

In Finland, you drive on the right side of the road, just like in the United States.

Are speed limits in Finland posted in MPH or KM/H?

All speed limits are in kilometers per hour (km/h). Your car's speedometer will show km/h. 100 km/h is roughly 62 mph.

Are speed limits strictly enforced in Finland?

Yes, very strictly. Speed cameras are widespread and fines can be high, sometimes based on your income. Do not speed.

Can I turn right on red in Finland?

No. Turning right on red is prohibited unless there is a separate green arrow signal.

Are headlights required during the day in Finland?

Yes. Dipped headlights must be on at all times, day or night, all year. Most rentals have daytime running lights that comply automatically.

How do I navigate roundabouts in Finland?

Yield to traffic already in the roundabout. Once inside, you have the right of way. Use your turn signal when exiting.

What is the legal blood alcohol limit for drivers in Finland?

The limit is 0.05% BAC, which is lower than the U.S. standard. Penalties are severe; best practice is zero tolerance.

What is a parking disc, and how do I use it?

A parking disc (pysäköintikiekko) is used for timed parking zones. Set it to your arrival time (rounded up) and display it on your dashboard.

Are winter tires mandatory for driving in Finland?

Yes, from December 1st to the end of February. Rental companies are required to provide them during this period.

How common are moose and reindeer on Finnish roads?

Very common, especially in central and northern Finland. Remain vigilant, especially at dawn and dusk, and heed animal warning signs.

Are Finnish roads well maintained?

Yes. Major highways and roads are in excellent condition and well-plowed in winter. Rural or gravel roads can be less predictable.

Is it difficult to drive in Finnish Lapland in the snow?

It can be intimidating but manageable. Roads are well-maintained and cars have proper winter tires. Drive slowly, leave plenty of space, and be gentle with braking and acceleration.

What are the rules for overtaking other vehicles?

Pass only on the left and only when you have a clear view. Solid lines mean no passing.

Are there special rules for driving in Helsinki?

Yes. Always yield to trams and avoid stopping on tram tracks. Parking is limited and expensive; consider using public transportation in the city.

What does a priority road sign mean in Finland?

A yellow diamond sign means you have the right of way at intersections ahead. A yellow diamond with a black line means the priority is ending.

What is the emergency number in Finland?

Dial 112 for police, fire, or ambulance emergencies. This is the equivalent of 911 in the U.S.

What should I do if I get into a car accident?

Stop safely, turn on hazards, check for injuries, call 112 if needed, place warning triangle, exchange info, take photos, and contact your rental company.

What should I do if I see a moose or reindeer on the road?

Slow down immediately and be prepared to stop. Do not swerve violently. If collision is unavoidable, aim for the rear of the animal. Report collisions with large animals to 112.

Will my U.S. credit card work at unmanned gas stations in Finland?

Sometimes. Many pumps require a Chip-and-PIN card. If your card is Chip-and-Signature, use staffed stations or bring a card with a PIN.

Are there many car ferries in Finland?

Yes. Especially in the Archipelago and Lakeland regions. Some are free public road ferries, while others charge for longer crossings.

When is the best time of year for a road trip in Finland?

June-August for warm weather and long days, September for autumn foliage, and December–March for winter activities and Northern Lights in Lapland.

Is renting a car and driving in Finland worth it for visitors?

Absolutely. While public transport is excellent between cities, a rental car gives you freedom to explore national parks, small villages, and off-the-beaten-path attractions.

Still have questions?

Contact QEEQ via online chat or hotline for specific advice. Contact Support

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