Car Rental in Zambia for US Travelers

Planning your trip to Zambia involves navigating a new driving environment. For US travelers, renting a car in Zambia requires understanding local regulations and options.

Do I need an international driving permit to rent a car in Zambia?
What insurance options are available and recommended?
What are the average costs of renting a car in Zambia?
Are one-way rentals feasible within the country?
What are the key traffic rules and road conditions in Zambia?

This guide aims to provide US travelers with the essential knowledge for renting cars in Zambia, ensuring a smooth and enjoyable experience during your visit.

Can US Citizens Drive in Zambia?

Yes, US travelers can legally drive in Zambia with the proper documentation. Age restrictions and additional document requirements may apply.

Form of ID:
A valid passport is required.
Driving licence:
Accepted driving licence include:
• Original driving licence + International Driving Permit (IDP).
Accepted cards:
Physical credit cards in the full name of the main driver. Accepted cards include Visa, Master, and AMEX.
Age requirements:
Drivers must be aged between 18 and 80. Young drivers aged 18-21 incur a fee of US$ 20.00 per day, capped at US$ 100.00 per rental.

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Requirements may vary between rental companies. Always confirm details when booking.

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Which Car Rental Companies Are Best?

Explore options from both renowned international providers and local enterprises, each offering unique benefits for travelers from the US to Zambia.

Global Chain Companies

Local Brands

Avis
global
8.5
Locations:
5
Prices:
$$
Key Advantages
- Comprehensive insurance options
- 24/7 roadside assistance
- Loyalty program for frequent renters
- Easy online booking process
Best for
Budget-conscious travelers and families
GREEN MOTION
global
8.5
Locations:
2
Prices:
$$
Key Advantages
- Sustainable vehicle options
- Competitive pricing
- Convenient pickup and drop-off
- Wide range of vehicle types
Best for
Eco-conscious travelers and budget-friendly needs

Recommendations for US Travelers

Choose Global Chains If:

You are unfamiliar with local services
Seeking a reliable and standardized experience
Desire 24/7 customer service availability
Business or high-priority travel

Choose Local Brands If:

Looking for cost-effective options
Staying within major cities
Interested in diverse or unique vehicle types
Comfortable with localized customer service

How to Choose the Right Car?

Choosing the right rental car can make your trip more comfortable, safe, and enjoyable. Think about your travel group, the destinations on your route, and the type of driving you'll be doing. With QEEQ, you can compare multiple car types and policies to find the one that best suits your journey.

Seating and Luggage
Consider your travel group size and luggage needs
- Economy cars (2-4 people, 1-2 suitcases)
  Perfect for city driving and short trips
- Compact cars (4-5 people, 2-3 suitcases)
  Good balance of space and fuel efficiency
- Mid-size cars (5 people, 3-4 suitcases)
  Comfortable for longer distances
- Full-size/SUV (5-7 people, 4+ suitcases)
  Ideal for families and group travel
Transmission Type
Choose between automatic and manual transmission
- Automatic transmission
  Easier for city driving and traffic, more common in Zambia
- Manual transmission
  Often cheaper, better fuel economy, more control
- Consider your comfort level with left-hand driving and manual cars
Insurance Included
Check what insurance coverage comes with your rental
- Basic liability
  Covers damage to other vehicles and property, usually included
- Collision Damage Waiver (CDW)
  Covers damage to your rental car, often optional
- Theft protection
  Protects against car theft, may be included or additional
- Personal insurance
  Check if your US insurance or travel insurance covers rentals
Cancellation Policy
Understand booking flexibility and fees
- Free cancellation
  Usually available up to 24-48 hours before pickup
- Prepaid vs. Pay-at-counter
  Prepaid often cheaper but less flexible
- Change fees
  Cost to modify dates, locations, or car type
- Travel insurance
  Consider coverage for trip cancellations or delays
Mileage Policy
Check distance restrictions and additional charges
- Unlimited mileage
  Best for long road trips and cross-country travel
- Limited mileage
  Cheaper daily rate but extra charges for excess miles
- Consider your planned route distance and potential detours
- Factor in mileage costs when comparing total rental prices
Fuel Policy
Understand fuel requirements and costs
- Full-to-Full
  Return with same fuel level, most economical option
- Full-to-Empty
  Pay upfront for full tank, convenient but often more expensive
- Same-to-Same
  Return with same level as pickup, fair pricing
- Pre-purchase fuel options
  Compare costs with local gas station prices

Quick Decision Guide

City Travel
Compact/Economy car with automatic transmission, full-to-full fuel policy
Lusaka, Ndola
Road Trip
Mid-size/Full-size car with unlimited mileage, flexible cancellation
cross-country
Vacation
SUV or 4x4 with comprehensive insurance, prepaid fuel option
Livingstone, Lower Zambezi National Park

Compare with Confidence on QEEQ

Don't settle for the first option you find. QEEQ makes it easy to compare car types, policies, and total costs from multiple providers. See all fees upfront, read real customer reviews, and choose the perfect car for your adventure.

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No hidden fees
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Popular Destinations in Zambia

Zambia, known for its breathtaking landscapes and rich wildlife reserves, offers travelers unique opportunities to explore its natural beauty. Key destinations include Lusaka, Livingstone, and the Lower Zambezi National Park. Renting a car provides flexibility to discover these areas at your own pace.

What Insurance Do I Need?

When renting a car in Zambia, it's important to understand the insurance options available to ensure you're adequately covered. Local laws require a minimum level of insurance, but additional protection can provide peace of mind during your trip.

Types of Insurance Coverage

Collision Damage Waiver (CDW)
Covers repair costs or replacement of the rental vehicle in case of damage due to collision or accident.
$12-20/day
Essential
Theft Protection (TP)
Protects you against financial liability if the rental car is stolen.
$8-15/day
Essential
Third-Party Liability Insurance
Covers damages to other parties, including their vehicles, property, or medical expenses.
Often included in rental agreements
Included
Personal Accident Insurance (PAI)
Provides coverage for medical expenses or accidental death for the driver and passengers.
$5-10/day
Optional

QEEQ's Complete Protection Solutions

Perfect for travelers who want comprehensive protection without the complexity. One price covers everything, and AXA's trusted network ensures reliable claims processing throughout Zambia. Get comprehensive coverage online for about 50% less than counter rates.

Insurance Coverage Comparison

Coverage Feature

QEEQ Full Coverage

Basic Rental Company

Collision Damage Waiver

Fully Covered

$1,800.00 - $7,400.00

Theft Protection

Fully Covered

$1,800.00 - $7,400.00

Personal Accident Insurance

Fully Covered

Not Covered

Tire, Window, Mirror Damage

Fully Covered

Not Covered

Roadside Assistance

Fully Covered

Not Covered

Know more About QEEQ Full Coverage

How to Save Money When Renting a Car in Zambia?

Planning ahead and understanding local car rental policies can help US travelers save significantly while visiting Zambia. Prices vary based on location, season, and demand, so being informed is key.

Booking Tips for lower Prices

Book Early
Secure your rental car at least 3-4 weeks in advance to get the best rates and ensure availability.
Save up to 25%
Compare Rental Platforms
Utilize comparison tools such as Kayak, QEEQ, or Expedia to find competitive deals across multiple rental companies.
Save up to 20%
Choose Smaller Cars
Opt for compact or economy cars, which are often cheaper and consume less fuel.
Save $10-20 per day
Fuel Policies Matter
Select the 'full-to-full' fuel policy to avoid high refueling charges by returning the car with a full tank.
Save $15-30 per rental
Avoid Extras
Skip additional services like GPS or child seats if you can bring your own, or use your smartphone for navigation.
Save $5-10 per day

QEEQ's Money-Saving Features

Diamond Membership
Save up to 20% on every booking - free trial available below.
View Details
Price Drop Protector
If your booked car price drops, QEEQ automatically rebooks it at the lower rate and refunds the difference to you.
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One-Dollar Freeze
Lock in today's price with just $1 upfront and pay the rest later.
View Details
Flexible Payments
Pay with credit/debit cards or even cryptocurrency via BitPay.
View Details

What Should You Pay Attention To?

Important considerations and potential issues to watch for when renting a car in Zambia.

Driving Conditions
Be aware of local road conditions and driving practices.
- Many roads may be unpaved or in poor condition.
- Watch for wildlife, pedestrians, and cyclists on roads.
- Rainy seasons can make roads more challenging.
- GPS might not always be reliable; carry physical maps.
- Drive cautiously in rural areas.
Driving Permits and Documentation
Ensure you have all the necessary permits and licenses.
- An international driving permit (IDP) is required alongside your US license.
- Carry vehicle registration and rental agreement documents.
- Ensure your passport is with you at all times.
- Verify if additional permits are needed for national parks.
Vehicle Maintenance
Check the condition of the rental vehicle before driving.
- Inspect tires, brakes, and spare parts.
- Ensure the car has a functioning spare tire and jack.
- Check fuel levels and engine fluids.
Fuel Availability
Plan your fuel stops carefully, especially in remote areas.
- Fuel stations may be sparse outside major cities.
- Always fill up when near a station.
- Verify the type of fuel your rental vehicle requires.
Insurance Coverage
Understand the insurance provided and what additional coverage might be necessary.
- Check if your travel or credit card insurance covers rentals in Zambia.
- Consider third-party liability coverage.
- Understand the excess/deductible in case of damage.
Return Policies
Clarify the terms for returning the rental vehicle.
- Ensure you know the exact return location.
- Check if the return time aligns with your departure schedule.
- Late returns may incur additional fees.

Remember

Being prepared and knowing what to expect can save you hundreds of dollars and prevent stressful situations. Take time to understand all terms and inspect your rental thoroughly.

Understanding Traffic Rules Between the US and Zambia (ZM)

Traffic regulations differ between the United States and Zambia mainly in driving side, speed limits, alcohol tolerance, and pedestrian priority.

Driving Side
ZM
Drive on the left-hand side of the road
US
Drive on the right-hand side of the road
Speed Limits
ZM
Measured in kilometers per hour (km/h)
US
Measured in miles per hour (mph)
Alcohol Limit
ZM
Legal limit is 0.08% BAC
US
Legal limit is 0.05% BAC
Pedestrian Priority
ZM
Pedestrians have priority at zebra crossings
US
Pedestrian priority varies by state
Mobile Phone Usage
ZM
Hands-free use allowed, texting prohibited
US
Hands-free use allowed, texting prohibited
Seatbelt Laws
ZM
Mandatory for all occupants
US
Mandatory in most states for front-seat occupants
Parking Rules
ZM
Specific parking signs indicate rules
US
Similar approach with parking signs and markings
Remember
- • Always drive on the left in Zambia to avoid accidents.
- • Carry your international driver’s permit and rental agreement.
- • Be cautious of wildlife on roads, especially in rural areas.
- • Ensure familiarity with local traffic signs and signals.

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Frequently Asked Questions

Common questions for travelers from United States renting a car in Zambia

How much does it cost to rent a 4x4 in Zambia?

The cost varies by season, vehicle type, and rental duration. A standard 4x4 (like a Toyota Hilux) typically costs $100–180 per day. Fully equipped camping 4x4s start from $150–250+ per day. This usually excludes fuel, excess insurance, and cross-border fees. Consider it a major travel expense.

Do I need an International Driving Permit (IDP), or is my US driver's license sufficient?

Yes, you need an International Driving Permit (IDP) in addition to your US license. Zambian law requires foreign drivers to carry an IDP. You can get one from AAA or AATA in the US. Always carry your US license, IDP, and passport together.

What insurance is included with car rentals in Zambia? Do I need extra coverage?

Basic third-party liability is mandatory and included. Most rentals include Collision Damage Waiver (CDW) and theft protection, but with a high deductible (excess). It's highly recommended to purchase Super CDW or zero-excess insurance for added protection, though it'll increase your daily rate.

What is an insurance excess (deductible), and how should I handle it?

The excess (deductible) is the maximum amount you’re liable for in case of damage or theft—often $2,000–$5,000. To reduce or eliminate this liability, purchase Super CDW or zero-excess insurance through the rental company.

What is usually not covered by standard rental insurance in Zambia?

Standard policies often exclude tires, windshields, undercarriage, and roof damage due to the rough roads. Many companies offer separate tire and glass coverage as add-ons—strongly recommended for Zambian roads.

Does my US credit card insurance cover 4x4 rentals in Zambia?

Almost certainly not. Most US credit cards exclude coverage for 4x4s and for rentals in Zambia. Always confirm in writing with your card issuer. If coverage is not explicit, rely on the rental company's insurance.

Should I pick up my rental at the airport or in the city?

Airport pickup (e.g., Lusaka LUN or Livingstone LVI) is the most convenient—no need for extra transfers. Most reputable rental companies, including QEEQ, offer airport pickup or shuttle service.

How much time should I allow for vehicle inspection at pickup?

Set aside at least 1–1.5 hours for a thorough inspection and handover. Rushing through may leave you vulnerable to issues later, especially in remote areas.

What should I check during vehicle pickup?

Inspect all tires (including both spares), check for necessary tools, test the engine fluids, record all existing scratches/dents (with photos), confirm all camping equipment (if applicable), and ensure all required documents are present.

How do I learn to use the 4x4 features?

Ask staff to demonstrate 2H, 4H, and 4L gear shifts before leaving. Understand when to use each (4H for sand, 4L for steep or difficult terrain). If renting a rooftop tent, practice setup and takedown before departure.

What side of the road do they drive on in Zambia compared to the US?

Zambia drives on the left side of the road (right-hand drive), the opposite of the US. The driver sits on the right and shifts with the left hand if manual.

Any tips for American drivers adapting to left-side driving?

Be extra cautious for the first few days—remember: 'driver near the center line.' Go slow on turns and at roundabouts. Consider renting an automatic to focus on road orientation.

What are Zambian road conditions like?

Main highways are paved but often have large potholes. Roads to parks/villages are usually gravel, sand, or dirt and can be treacherous, especially in the rainy season. Never overestimate your speed.

What are the general speed limits in Zambia?

Urban speed limits are 50 km/h (about 30 mph), main highways are 100–120 km/h (62–75 mph), and inside national parks, limits are 40 km/h (25 mph) or lower. Real road conditions often require driving much slower.

How should I handle police checkpoints in Zambia?

They're common. Approach slowly, smile, and present your license, IDP, and vehicle documents. If asked for a bribe, politely request an official written fine—which often deters unofficial requests.

How do roundabouts work in Zambia?

Yield to vehicles coming from your right already in the roundabout. Use your indicators to signal your exit. The rules are different from the US—be alert.

Should I expect pedestrians and animals on the road?

Yes—especially near villages and parks. You may encounter people, livestock, and even wildlife like elephants or giraffes. Always drive attentively, particularly at dawn and dusk.

Is self-driving in Zambia safe?

Generally yes, if you follow basic safety rules. The main risks are road conditions and night driving, not crime. In cities, don’t leave valuables in sight in your car.

Is it safe to drive at night in Zambia?

Strongly discouraged. Roads lack lighting, and hazards like potholes, animals, and pedestrians are hard to see. Plan your trip to arrive before dark.

Any tips for parking in Zambian cities like Lusaka?

Use secure, attended parking lots when possible. Tip parking attendants (often in reflective vests) 5–10 Kwacha to watch your car. Never leave valuables visible, even for short stops.

What should I do if I encounter elephants on the road?

Stay calm and keep your distance. Turn off your engine and observe. If the elephant seems aggressive, slowly reverse to increase space. Never try to pass through a herd.

Is wild camping safe in Zambia? Are campsites fenced?

Most official campsites in national parks are safe but often unfenced—wildlife may pass through. Follow camp rules: lock away food, stay in tents/vehicles after dark, use flashlights, and be alert.

What should I do if my car breaks down in a remote area?

Stay calm and remain with your vehicle, especially in parks. Use your phone or satellite phone to contact your rental’s 24-hour emergency number. If there's no signal, wait for passing vehicles. Always carry enough food and water.

Are gas stations common in Zambia? Should I bring extra fuel?

In major towns and along highways, yes. In parks or remote areas, no. Always fill up when you can, and carry one or two 20-liter jerry cans for long or remote routes.

Should I rent a petrol or diesel vehicle? How do I pay for fuel?

Most 4x4s are diesel, which is more fuel-efficient and widely available. Always confirm your vehicle type. Gas stations accept cash (Kwacha) and sometimes cards, but cash is best in rural areas.

Is Google Maps reliable in Zambia? What else should I use?

Google Maps works on main roads but is unreliable in parks or on dirt tracks. Strongly recommended: use Tracks4Africa (T4A) GPS maps, which show detailed off-road info. Download offline maps before your trip.

How do I stay connected while driving in Zambia?

Buy a local SIM card (e.g., MTN or Airtel) at the airport or in town for data and calls. Coverage is good in towns and highways but poor in parks. For remote travel, consider a satellite phone from your rental company.

How easy is it to find food and water while self-driving?

In big cities, supermarkets like Shoprite are well-stocked. Small towns have basic supplies and fresh produce. Always buy bottled water for drinking and stock up in cities before venturing into the wild.

Do I need to know the local language?

No—English is the official language and widely spoken in tourism, business, and government. Learning a few greetings in local languages (like 'Muli Bwanji' for hello) is appreciated.

What should I do if I get a flat tire?

Flats are common. Ensure you know how to use the jack and tools. Change the tire in a safe spot away from traffic and wildlife. Repair the flat at the next town, as you may need both spares.

What if my vehicle gets stuck in sand or mud?

Don’t spin the wheels. Lower tire pressure to about 1.5 bar, use a shovel to clear around the tires, and place branches or mats for traction. Engage low-range 4x4 and try to drive out slowly. If stuck, wait for assistance.

Can I drive a rental car from Zambia into neighboring countries?

Yes, but it requires advance notice. Inform your rental company (QEEQ) when booking. They’ll provide a cross-border letter and may charge extra. Without this, you can’t legally exit Zambia with the car.

What documents and fees are required for border crossings?

You'll need a cross-border letter from the rental, COMESA Yellow Card insurance, and to pay road and carbon taxes at the border. Bring cash in multiple currencies and allow 2–4 hours for border processing.

What special driving challenges does Zambia present?

Be aware of slow-moving trucks, ferry crossings on some routes, and extremely slippery 'cotton soil' during the rainy season. Always drive cautiously, especially in challenging conditions.

Are there special rules for driving inside national parks?

Follow speed limits, never leave your car except in designated areas, stay on marked tracks, keep a safe distance from animals, respect park opening/closing hours, and pack out all trash.

What should I do before returning my rental car?

Fill the tank to the pickup level (usually full), clean the car inside and out, and check for forgotten items. Excessive dirt may incur cleaning fees.

What happens if the car has new scratches or damage at return?

Report any damage honestly. The rental company will compare with the pickup report and photos. If you purchased zero-excess insurance, you may owe nothing. Otherwise, you could be charged up to the deductible amount.

How long does car return take?

Allow at least 30–45 minutes. Staff will inspect the car’s condition, fuel level, and equipment. Once cleared, paperwork is completed, and your deposit is processed.

How much is the security deposit, and when is it refunded?

Deposits are usually pre-authorized on your credit card and often equal the insurance excess ($500–$5,000). If the car is returned undamaged, the pre-authorization is released within a few days to two weeks, depending on your bank.

What paperwork should I keep after returning the car?

Keep your final rental agreement and any documents noting vehicle condition or payments until your deposit is refunded and your credit card statement is clear.

What if I dispute a charge after returning the car?

First, address it directly with the rental staff. If unresolved, keep all documentation and photos, then contact your booking platform (e.g., QEEQ) for mediation.

Can I return my car early or late?

Early return usually doesn’t result in a refund for unused days. Late return requires prior approval; otherwise, hefty fines or even theft reports can happen. Always notify the rental company if your plans change.

What’s your final advice for self-driving in Zambia?

Embrace unpredictability and stay flexible. Punctures, detours, or animal delays are part of the adventure. Drive slowly, enjoy the journey, interact with locals, and you'll create unforgettable memories.

Still have questions？

Contact QEEQ via online chat or hotline for specific advice. Contact Support

Car Rental in Zambia for US Travelers

Planning your trip to Zambia involves navigating a new driving environment. For US travelers, renting a car in Zambia requires understanding local regulations and options.

Can US Citizens Drive in Zambia?

Ready to Rent?

Which Car Rental Companies Are Best?

Recommendations for US Travelers

How to Choose the Right Car?

Quick Decision Guide

Compare with Confidence on QEEQ

Popular Destinations in Zambia

What Insurance Do I Need?

Types of Insurance Coverage

QEEQ's Complete Protection Solutions

How to Save Money When Renting a Car in Zambia?

Booking Tips for lower Prices

QEEQ's Money-Saving Features

What Should You Pay Attention To?

Remember

Understanding Traffic Rules Between the US and Zambia (ZM)

Remember

Frequently Asked Questions

Other Popular Destinations